Buying a home is a major step. That’s why you need to protect your investment with the right home insurance. Not only will it give you peace of mind, but it will also provide protection should the home be damaged by fire or severe weather. This is not all that your policy will provide, however. At Avanti Insurance Services, our agents work with homeowners in Colorado to put the right coverage in place.
Your home insurance policy is a financial tool that will protect you when you need it most. It covers the home but also its contents including furniture, artwork, and electronics. It also protects items that are stolen or damaged at another location. For instance, if your daughter’s laptop is stolen from the library, it will still be covered. Liability protection is another benefit. If someone is injured at your home due to negligence, it will cover their medical and legal expenses. Without adequate coverage, the medical and legal fees would be financially devastating for most people.
Home insurance policies also cover structures located on your property. Examples include storage sheds, pergolas, and fencing. Homeowners need to understand what home insurance policies do not cover. They will not cover water damage created by a flood event. It will, however, cover water damage from a broken pipe or water heater. If your home has a moderate or high flooding risk, talk with your agent about supplementing your policy with flood insurance.
Our team at Avanti Insurance Services is ready to help you protect your Colorado home. To get started, explore the information on our website. When you’re ready, contact us. You’ve worked hard to buy your home. Now is the time to make sure that your investment is protected. We’ll answer any questions you have and show you the best options for your home and family. Don’t wait to get the coverage you need. Invest a little bit of time by calling us today for the coverage you need.